Equity Release, a true alternative

Sell and Rent Back a true alternative to traditional Equity Release and Home Reversion.

Equity Release schemes are often chosen by the retired wishing to use the value of their homes to boost their income or provide a lump sum for them to spend. The schemes have become more and more popular since most people have seen the value of their homes almost double since the 1990’s.

The traditional methods of Equity Release:

Lifetime mortgages - Where a loan is secured on your property, giving you a lump sum or weekly income. The interest for this loan is simply rolled up and only repaid when the property is sold, you move into care or you die.

Home Reversion Plans - Allow you to sell all or part of your property to a lender in exchange for income or a cash lump sum. You will then be provided with a lease allowing you to stay in the property rent free for life. There is no interest roll up but you will only recieve a fraction of the sale price.

Typically these methods allow you to recieve between 15% to 50% of the value of your property and are dependant on your age and sex.

The Soda Estates Sell and Rent Back:

We will purchase your property and rent it back to you at a discounted rate. We can give you between 75% to 90% of the market value for your property. You will receive a cash lump sum in return for a rental agreement with us.

This can be short term, if you are making a move and wish to release the equity in your property but are not quite ready to move yet. We however prefer to rent to you long term as we are investors in property and we always prefer long term tennants.

To help you with your equity release we never charge any up front fees for surveys, broker fees or legal costs

We can complete quickly on your equity release solution.

We DO NOT have complicated calculations based on your age or sex.

Why choose Sell and Rent Back with Soda Estates?

• We can offer a quick property sale, rather than a long drawn out process.
• Unlike a Home Reversion plan, you will not lose the bulk of the equity in your home.
• Unlike a Lifetime Mortgage, you will not owe us any money in the form of a loan.
• We do not have any hidden surcharges or any grey areas
• Unlike a Home Reversion plan or Lifetime Mortgage, you can move out of your home and terminate our agreement if your situation changes.
• You will always have the option to buy back your property at a later date if you desire.

Sell and Rent Back, Equity Release